With flooding from hurricanes and other climate disasters becoming the new normal, badly needed flood insurance reform continues to founder in the halls of Congress. The National Flood Insurance Program is billions of dollars in debt, and aid packages are doing little to get people out of flood-prone areas. Congress watchers will keep an eye on new House leadership for insurance solutions, although politically unpalatable rate hikes swamped the big reform. This week’s TipSheet has more on the story, with leads on what to watch in 2019.